Frequently Asked Questions
❓ Who is this loan request service for?
This service helps connect U.S. residents with lending partners who may offer personal loans. It's available to people with different credit backgrounds who meet basic eligibility requirements.
❓ What types of loans can I be matched with?
You may be matched with offers for personal installment loans depending on your credit profile, income, and the criteria of participating lenders.
❓ Will checking my options affect my credit?
No, submitting an initial request does not involve a hard credit inquiry. Your information is only used to evaluate possible lending options.
❓ How soon could I receive funds?
Some users may receive funds as soon as the next business day, depending on the lender's process and your bank’s policies. Timing varies.
❓ Is this service limited to people with excellent credit?
No. Some lenders work with people who have less-than-perfect credit. Approval depends on multiple factors like income, employment, and repayment history.
❓ Do I have to pay to use this service?
There is no fee to submit your loan request. You are under no obligation to accept any offers you may receive.
❓ What will I need to complete the form?
To get matched, you’ll need to provide:
- Desired loan amount
- Estimated credit range
- Employment and income info
- Contact details like email and zip code
❓ Is my information safe?
Yes. Your information is submitted through secure technology and only shared with trusted lending partners for the purpose of evaluating offers.
❓ Will I be approved?
Submitting a request does not guarantee approval or a specific loan amount. Each lender has their own approval criteria and terms.
❓ What if I still have questions?
Please visit our Contact page or send us a message. We're happy to assist.